See CMDC's Current and Historical Rates for SBA 504 Loans

Current and Historical SBA 504 Rates from CMDC

6.325%
25-year fixed
6.395%
20-year fixed
6.519%
10-year fixed

 

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Historical SBA 504 Interest Rate Data for 25-Year Loans

2024

JanFebMarAprMayJunJulAugSeptOctNovDec
6.336%    6.385%   6.285%     6.695%     6.555%   6.354%    6.206%     6.045     5.765     6.076     6.325     ---

2023

JanFebMarAprMayJunJulAugSeptOctNovDec
6.313%  6.015%  6.334%  5.884%  6.026%  6.334%  6.583%  6.554%  6.812%  7.221%  7.112%  6.594%

2022

JanFebMarAprMayJunJulAugSeptOctNovDec
3.216%  3.598%  3.929%  4.680%  5.119%  5.191%  5.110%  4.981%  5.440%  6.219%  6.534%  6.114%

2021

JanFebMarAprMayJunJulAugSeptOctNovDec
2.540% 2.602% 3.048% 3.077% 2.936% 2.887% 2.817% 2.866% 2.977% 3.157% 3.168% 3.026%

2020

JanFebMarAprMayJunJulAugSeptOctNovDec
3.714%  3.463% 2.878%   3.032%   2.761%  2.602%  2.410%  2.269%  2.410%  2.430%  2.399%   2.471% 

2019

JanFebMarAprMayJunJulAugSeptOctNovDec
4.881% 4.771%
4.741% 4.532% 4.391% 4.090% 4.011% 3.630% 3.458% 3.540% 3.800% 3.643% 

2018

JanFebMarAprMayJunJulAugSeptOctNovDec
     ---     ---      ---     ---       ---      --- 5.320% 5.351% 5.290% 5.532% 5.640% 4.990% 

Historical SBA 504 Interest Rate Data for 20-Year Loans

2024

JanFebMarAprMayJunJulAugSeptOctNovDec
6.427%  6.496%  6.365%  6.767%   6.656%   6.445%   6.277%    6.115    5.833    6.146     6.395     ---

2023

JanFebMarAprMayJunJulAugSeptOctNovDec
6.286%  5.988%  6.338%  5.956%  6.079%  6.388%  6.637%  6.609%  6.867%  7.276%    

2022

JanFebMarAprMayJunJulAugSeptOctNovDec
3.070%  3.454%  3.766%  4.620%  5.061%  5.132%  5.051%  4.892%  5.343%  6.134%  6.226%  6.037

2021

JanFebMarAprMayJunJulAugSeptOctNovDec
2.496% 2.558% 3.002% 3.210% 2.849% 2.770% 2.699% 2.748 2.860% 3.021% 3.032% 2.880%

2020

JanFebMarAprMayJunJulAugSeptOctNovDec
 3.644%  3.392%    2.804% 2.960%    2.688%     2.528%    2.346% 2.214%  2.366%     2.396%      2.364%    2.427%  

2019

JanFebMarAprMayJunJulAugSeptOctNovDec
4.758% 4.646% 4.586% 4.367% 4.265% 3.983%
3.914%
3.531% 3.359%
3.462%  3.742% 3.582% 

2018

JanFebMarAprMayJunJulAugSeptOctNovDec
4.657%  4.940%  4.920% 5.029% 5.222% 5.320% 5.259% 5.301% 5.250% 5.492% 5.591% 4.926%

2017

JanFebMarAprMayJunJulAugSeptOctNovDec
4.585% 4.675%   4.827%  4.625%  4.668%  4.596%  4.766%  4.537%  4.376%  4.635%  4.510%  4.499%

Historical SBA 504 Interest Rate Data for 10-Year Loans

2024

JanFebMarAprMayJunJulAugSeptOctNovDec
6.544%  *  6.601%   *    6.908%  *   6.493%  *    5.875  * 6.519  *

2023

JanFebMarAprMayJunJulAugSeptOctNovDec
6.166%  *  6.784%   *  6.054%  *  7.076%  *  7.067%  *    *

2022

JanFebMarAprMayJunJulAugSeptOctNovDec
3.633%  *  3.820%  *  4.931%  *  4.974%  *  5.332%  *  6.273%  *

2021

JanFebMarAprMayJunJulAugSeptOctNovDec
2.254% * 2.700% * 2.623% --- 2.604% --- 2.687% --- 3.109% ---

2020

JanFebMarAprMayJunJulAugSeptOctNovDec
3.804%      *    2.839%       *   2.654%        *      2.400%        *     2.288%       *    2.231%          *   

2019

JanFebMarAprMayJunJulAugSeptOctNovDec
5.064% 5.064% 4.628% 4.628%  4.365% 4.635% 3.937% 3.937% 3.563%  3.563%  3.933% 3.933%