Central Minnesota Development Company (CMDC) is a private non-profit certified development company that was established to provide special financing to small and mid-sized businesses. The U.S Small Business Administration has designated CMDC as a Premier Certified Lender (PCLP); one of only a select few certified development companies in the nation with this designation.  CMDC is your best source for "owner occupied" commercial real estate financing.  We specialize in providing financing through the SBA 504 Loan Program. 

Financing commercial projects through CMDC will provide you with the following benefits:

• Lower down payments preserving precious capital for operations.
• Longer terms which can help to maximize cash flow.
• Below market fixed rates providing you, the business owner, with the ability to accurately predict your future capital needs.
• Rapid turnaround as a result of CMDC's Preferred Lender status and "best in class" service.